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Oliver Wyman style · Market Entry · Medium

Fernpay weighs a credit card

Steps
8
Maths
3
Exhibits
4
Minutes
~20

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The interviewer
Our client, Fernpay, runs a payments app with 8m monthly active users, most of them aged 20 to 35. It has never lent money. The board is considering launching a credit card for its users and has asked us whether it should, and if so how. How would you approach this?

What you are scored on

  • Problem understanding1 step
  • Structure & MECE1 step
  • Quantitative accuracy3 steps
  • Exhibit interpretation1 step
  • Business judgement1 step
  • Synthesis & recommendation1 step

How it runs

  1. 1One question at a timeClarify, structure, run the numbers from the exhibits, then recommend, as the interviewer would take you through it.
  2. 2Feedback on every answerEach step is marked straight away, with coaching and the interviewer's next words, so you never lose the thread.
  3. 3A scored debriefYour result across seven skills, the drill that fixes the weakest one, and the full answer key.

Read before you start

Fernpay weighs a credit card: guided market entry case · PartnerRound